Stolen!!! White r6 - Page 5 - Yamaha R6 Forum: YZF-R6 Forums
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post #41 of 48 (permalink) Old 11-27-2012, 04:15 PM
I eat my R6
 
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Re: Stolen!!! White r6

Update on the stolen bike?
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post #42 of 48 (permalink) Old 11-27-2012, 05:44 PM
Love my bike
 
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Originally Posted by motoman21 View Post
Update on the stolen bike?
I have just texted him. He has no good news so far


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post #43 of 48 (permalink) Old 11-27-2012, 05:45 PM Thread Starter
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Re: Stolen!!! White r6

Nothing new...
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post #44 of 48 (permalink) Old 11-27-2012, 06:05 PM
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Re: Stolen!!! White r6

that suck big time! hope you find it bro!!

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post #45 of 48 (permalink) Old 11-27-2012, 06:12 PM
I eat my R6
 
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Hope you find it man


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post #46 of 48 (permalink) Old 11-27-2012, 06:35 PM
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Re: Stolen!!! White r6

Quote:
Originally Posted by Doc-Ram View Post
too bad you didnt have theft insurance. it would've been a few dollars more than just liability. You dont need full coverage to add theft protection
Really? Going to have to contact my insurance about this...Think it was 900 for me for both, fully covered...


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Originally Posted by Fallis View Post
Not in Manhattan dude. Like he said - it'd cost $4k a year.
I got quoted 8k a year when I first got my S... It was more than I paid for the bike.

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Jumped the gun and didn't see this post. I couldn't get anywhere near that when I lived on Long Island - granted I was 21 at the time. In Los Angeles now and I still can't get anywhere near that. Cheapest I could find for full coverage was in the $1500 / yr range.
Again, shitty rate down here...I hate it with a passion.

I'm really really sorry to hear about this OP, that is all.
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post #47 of 48 (permalink) Old 11-27-2012, 06:36 PM
Me and my Yellow R6
 
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Re: Stolen!!! White r6

I Stole your bike man.....



JUST KIDDING...

sorry to hear about your bike bro... here is how I see it... if you can take the pain of losing 5+k then liability is fine.. but

the way I see it... anything over 4+k I will consider full coverage on a bike.. I had liability on my bike.. and 2 days before I recked my bike.. my co workers all told me to get full coverage.. I lucked out and got full coverage.. and.. recked the bike.. so I got a new one.. thanks to insurance.

Good luck with your bike and finding it.. and if you dont find it.. let this be a lesson learn.. for next time..
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post #48 of 48 (permalink) Old 11-28-2012, 07:03 PM
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Re: Stolen!!! White r6

Quote:
Originally Posted by Fallis View Post
Jumped the gun and didn't see this post. I couldn't get anywhere near that when I lived on Long Island - granted I was 21 at the time. In Los Angeles now and I still can't get anywhere near that. Cheapest I could find for full coverage was in the $1500 / yr range.
Being under 25 and a guy definitely adds a premium to your insurance, typically around 30-50% depending on the bike. Also highly depends on insurance companies, Geico (whom which I had a previous car stolen filed and claimed with, quotes me around 3k a year full coverage on one of my r6's), Allstate around $1500, the rest are in the 300-500 range. As a note, a lot of insurance companies will offer you a reduced rate during winter storage months (if you live in an area that has a winter), which generally equates to about 30% of your total premium during these months. That's a big savings off your yearly rate if you "store" it from say November - March/April.

Personally I use State Farm, which in my area based on all of my friends rates and quotes, is by FAR the cheapest. I factor this cheapest rate due to the fact that they don't offer a "storage" rate in the winter, as they state they already factor it in, which allows them to quote such low rates. A friend of mine who uses Geico and lives a mile away from me, after factoring in a 6 month storage rate, pays around $370 a year for full coverage.

There are just too many factors in insurance quoting, but overall these are prices on the fair/good end, compared to the high end which some of you seem to be paying (possibly due to lack of knowledge of possible rates). Of course if you have a lot of traffic violations/previous suspensions then you may be SOL, but that's the price you pay for your past indiscretions. A friend of mine who has never had a traffic infraction was quoted at $70 liability / $159 liability+theft / $250 full coverage on a 2008 R6.

This has gone pretty off topic tho, and seeing how the OP is from NYC, I really hope he recovers the bike, as unlikely as that is in this area.
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