Most insurance companies won't let you just stop and start it without some type of penalty, but what I do frequently with clients is to just put comprehensive only on a vehicle being stored. Then what you do is go to your DMV website, click on de-insured certificate, fill out the short bit of information, and for the reason put "in storage". This will tell the DMV that you still have the bike, and the plates, but you are not riding it. When the time comes to start riding again you'll have to go to the DMV to remove the de-insured certificate.
Note: If you have a loan you will be forced to keep comp and collision coverage to keep the bank happy. If you don't do this, they will place forced insurance on you (and it's expensive).
Last edited by Mladinracer; 01-13-2013 at 09:03 PM.
what i always do even on my old bike(without a lien) is drop my coverage to just fire and theft. This way it is still insured, there is no need to reregister, and i can keep the original license plate. With just a simple call i can go back to full coverage and ride it on the streets again.
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