From $1900/year to $400/year insurance. Go with State Farm.

[BaileyMotorSports]

Long story short, the cheapest I could find full coverage insurance for my 03 R6 was $1900/year with some company in Texas. It was more or less equal to Progressives rates. In order for my bank to cut me a check I had to have insurance, and in order for State Farm to issue me insurance, they had to see the bike (the bike was 2 hours away). Being in a catch 22, I had to order insurance with a company that didnt require inspection of the bike.

Today I finally got down to State Farm to switch over and its now costing me $217.28 per 6 months. I was paying nearly that much PER MONTH with these other quotes!

State Farm rates their bikes according to size, rather than by type/model of bike. The only catch is that you have to have an auto with them as well, which is fine, cause that is cheaper for me too. I am paying a total of about $130/month for both my 4x4 truck and m R6.

[myred05r6]

Guess I have an advantage beong in the military, but I pay $534/yr for my 04 PT Cruiser AND 05 R6. Thats full coverage, and thats together not a piece. But hey thats an awesome deal for you.

[LoadThis]

hmmm i may be lookininto that...

Ive got USAA with the military...I WAS paying $177/month when i got my car and renters insurance....then when i got the bike...with the multi car discount etc...it WENT DOWN $15....

but today i look at my account with no money in it...well i paid $345 for insuce this month...i guess the tickets i had OVER 3 YEARS AGO...didnt get aplyed to my policy when i first got it...so when i renued 6 months after...BAM, im payin for the tickets that are old..and they wont go off my policy with them till nov. 07....i was pissed...im gonna be shoping around here VERRY shortly

[z31maniac]

Originally Posted by myred05r6

Guess I have an advantage beong in the military, but I pay $534/yr for my 04 PT Cruiser AND 05 R6. Thats full coverage, and thats together not a piece. But hey thats an awesome deal for you.

I wouldn't have admitted to driving a PT Cruiser.

[Pinkslip]

State farm won't take you if you have more than one point. And as soon as you get a point BAM! - your rates spike with them. You cansay they are cheap now, but compared to if/when you get nailed...

For those of us with 2+ points, State Farm can go die.