R6 insurance total loss - Yamaha R6 Forum: YZF-R6 Forums
 
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post #1 of 5 (permalink) Old 06-07-2019, 04:30 PM Thread Starter
My R6 eats me.
 
Join Date: Jun 2019
Posts: 2
R6 insurance total loss

Hello all,
This is my first post and I’d like to ask a serious question.

For those of you that have unfortunately been involved in an accident like myself and deemed not at fault, how much did your insurance company give you for your totaled bike ?
Mine was an immaculate 2009 R6 despite having 22,000 miles.
Custom painted and custom fabrication/painting for the seats.

I would like to get an idea of how much money I will get for it. I’m worried my insurance will skimp me and not give me enough money to buy another R6 in near same condition.

Thank you and be safe everyone.
R6Hayes is offline  
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post #2 of 5 (permalink) Old 06-07-2019, 06:30 PM
I eat my R6
 
Join Date: Dec 2014
Location: Southwest Ohio
Posts: 1,325
Bike: 2008 Yamaha YZF-R6s Stock
Re: R6 insurance total loss

Insurance companies aren't about making you whole. They're about making money from >93% of their customers.

If anyone gets it in their head that they're going to try screwing the insurance companies, just remember that they got their names on stadiums, skyscrapers and in your congress persons' pockets. They write the laws, and will screw you harder.
Intuit is offline  
post #3 of 5 (permalink) Old 06-08-2019, 02:58 AM
I eat my R6
 
Join Date: Jan 2016
Posts: 2,734
Bike: 2015 R1
Garage
Look up the kbb value. You may get close to that. It also varies where you live. Someone on here may get $5k you may get $4k
yamahacrazy is offline  
post #4 of 5 (permalink) Old 06-16-2019, 03:59 PM
I beat my R6.
 
Join Date: Dec 2014
Location: Los Angeles
Posts: 13
Bike: 2018 R1M, 2018 S1000R
Re: R6 insurance total loss

In California, they're considered specialty vehicles. I think the company would reimburse you the full amount for parts (if you have the receipts). You're best off discussing this with your own insurance company as the other insurance company is going to try to get out of paying you out and yours is going to be looking out for your own best interest until you find a different company.

2013 R6 - Crashed
2012 R6 - Sold
2018 R1M - Bad financial decision
2018 S1000R - Maybe I should have just bought a V4S with all the money I spent on my 2018s.
Squidly is offline  
post #5 of 5 (permalink) Old 06-18-2019, 08:18 AM Thread Starter
My R6 eats me.
 
Join Date: Jun 2019
Posts: 2
Thanks for the input guys. Everything is being settled soon, hopefully will get a good sized check ! Stay safe out there.
R6Hayes is offline  
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