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Moderator Narcissist
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Discussion Starter #1
A couple friends and I took a little trip up to Fort Mountain near Chatsworth, GA this weekend to go do some mountain riding. I've been up there a few times before and the mountain's awesome...great riding both up and down the mountain on both sides. Honestly, my biggest concern's always been the sheer drop-offs outside nearly every turn, but as it turns out this was the least of my concerns.

We rode up there earlier in the morning and rode the mountain a few times back and forth, stopping at the lookouts, chewing tobacco and shootin' the chit. We decided to stop at the Cohutta Lodge for lunch. Decent food and a grand view from the wide open windowed restaurant were a serene break from the viscious road carvin' we'd been doing all morning.

Well, we left the Lodge and decided to head down the back side of the moutain, turn around, ride the whole thing, up and down one more time, then head home. So, we turned right out of the Lodge's parking lot. I was still in second gear, adjusting my gear (gettin' my knee portion of my leathers to situate on my legs correctly seems to always be a PITA, and makin' sure my lid's situated right, etc.), and just spending the first few turns at a 'relaxed' pace.

About two or three turns into it, my friend Adam on his '05 ZX-10R was about 100 ft in front of me, then me, then my friend Darrell on his '08 CBR600RR and Darrell was maybe 15 ft behind me. We rounded a turn and I saw a black Expedition or Excursion (I can't remember what it was...) coming off a dirt, service road kind jump in front of Adam, but she stopped when she saw him before she pulled out. He passed...and she decided it was ok to pull out. I saw this, and being used to cars pulling stupid, brainless acts like this, slightly braked and aimed for the back of her SUV with the intent that the 'idiot' would keep pulling out and I'd smoothly pass behind her. Well, that's not what happened.

She pulled out to the point that her SUV took up the entire land, and stopped! I couldn't go into the gravel/dirt road as that would guarantee I'd find my way into a tree on the far side of the dirt road. And I'd be damned if I aimed for the front of her vehicle so she'd shear off my leg. So...I made a judgement call. As soon as I realized she had freaked and slammed on her brakes I did the same, but it was too late. I smashed the front left hand side of my bike right into the back corner of her bumper.

My bike hit the bumper, I hit the taillight and a portion of the rear body with my left arm and body. According to Darrell's account (who was right behind me, and had the room to stop) he said I did a complete flip over the front of the bike, I flew probably 10 feet and did a little flopping on the ground before I came to a rest on my right side...hugging my ribs on my left side.

I totally thought I had broken a rib or three...that junk HURT! I cried out for a couple of seconds, one because my whole damn body hurt, and two because my bike's probably in a thousand pieces! But, all I had was a really sore arm with a little scrape spot where my elbow had rubbed inside my leathers, sore rib cage, and a slightly sore neck. Today, everything hurts worse...of course. Neck, lower left back, ribs, arm, and my ass (probably from where I initially hit the ground).

The bike's not as bad as I thought it was going to be. You can see the pics, but what I didn't get a picture of was the damn tear in my leathers! Right near my left hip...about a three inch hole that started at a seam and tears into the leather a couple inches. Sucks...but hopefully it'll all get paid for.

At first the general concensus among the group (three of us, and like 5 of her and her friends) was that it was her fault. But then she made the remark "Well, I don't feel it's entirely my fault." So I said "Fine...call the cops, get 'em down here...let them figure out who's fault it is!" So my buddy got on the horn and about 20 minutes later a Sherriff and State Trooper were there. At first they gave me hell about the crash because, of course, I'm the guy on the 'crotch rocket'. But after we both told our stories they got a whole lot nicer to me, realizing it wasn't my fault and that she simply made a bad judgement call by one, pulling out, and two, stopping in the middle of the road!

Anyway, she'll be paying to fix everything and I hope to high Heaven it's not going to be a pain in my ass to get her/her insurance company to fix everything. She offered to pay for the repairs, and I warned her it would cost a LOT more than an insurance deductible to fix it, but she said she'd like to entertain the idea at least. Do you guys have any suggestions about this? I mean, if I request that she send me a certified check or money order after obtaining a repair quote from a dealership...would this be acceptable? I was thinking maybe giving he a week or something and, if not received in that time period, calling her insurance. A little advice here would be greatly appreciated!

Anyway, enough babble...here's the damage pics. It doesn't look so bad in the pictures, but when it's your ride all bashed up...kinda sucks...:(

Right side, this side hit the ground after the left side hit her SUV.


Left side...it hit the truck directly on the headlight housing.


Close up of the busted headlight and cracked cowl. Missing windscreen bolts as well.


Abrasion marks where it hit her bumper.


Right frame slider. It was bent back pretty bad (kicked straight again), but I think it did it's job saving the engine covers and fairings mostly.


Right lower side fairing damage. One of the bolts for the engine cover got slightly damaged.


Exhaust...you might find this thing for sale on the forum here pretty soon!


Scratches on the tank from what I think was my boot as I flipped over the bike, trying to hold on.


So that's that...again, some advice with how to deal with the lady that hit me would be appreciated. I should have a copy of the police report in '5 to 7 business days' so I'll have her contact information then. I didn't bother getting it from her because the Trooper told me it'd be on the report.

:jacked
 

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Moderator Narcissist
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Discussion Starter #2
Damn...I'm sorry that was so long! lol

Sometimes typing nearly 100wpm can be a curse... :pimp
 

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Moderatore Eccellente!
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Sorry to hear Joe. I'm glad your ok.
 

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Mezz
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Hey Joe, sorry to hear about your misfortune...just go straight to her insurance...from my experience dealing with people directly always causes drama.
 

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Premium Member
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sorry to hear man! If it was gonna happen, at least it went...ummm well! Glad you're alright man
 

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I eat YOUR MOM
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2,111 Posts
that sucks. a least your alright, and your bike isn't totaled.

imo i would stick to insurance only!!!!!! unless she is gona cut a check on the spot after you get you quote. and then i would takle it to her bank and cash it out for cash.
 

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Moderator Narcissist
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Discussion Starter #7
Thanks guys...

Raise your hand if you actually read the whole thing!

:laugh

(I totally didn't mean to make it that long...)

And Owen, you're right. Sucks it had to happen, but I'm hoping I'll come out all the better for it. My buddy had nearly the same thing happen to him on his 600R, now he's riding a much newer GSX-R600, and got a few grand on top to boot which paid for some mods and such. Maybe this'll total the bike out and I can get an R1! :naughty

Or, I'll soon have my alpine white with blue pearl R6...either way, I don't care! Long as chickidee pays up!
 

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Just Burnin Time
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2,220 Posts
Man, that had of been one hell of a ride. When i first went down it was the same scenario but w. a tahoe.

I would stick to the insurance unless she wants to pay cash $$
 

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Premium Member
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11,269 Posts
i didn't read ur 5 page essay but i'm sorry to hear about the bike. i'm more of an illustration guy and the pics were adequate. :D
 

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Moderator Narcissist
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Discussion Starter #10
Man, that had of been one hell of a ride. When i first went down it was the same scenario but w. a tahoe.

I would stick to the insurance unless she wants to pay cash $$
Well that's what I'm saying. I wouldn't accept anything other than a certified check, money order, or yes...cash, but I don't think that's in the cards since she's from Tampa and they were on vacation in the mountains. So I don't see her mailing me cash money in the mail.

i didn't read ur 5 page essay but i'm sorry to hear about the bike. i'm more of an illustration guy and the pics were adequate. :D
That's ok...I've got a 3D pop-up version coming out pretty soon, with bunnies and dinosaurs too! I'm sure you'll love it! :hehe
 

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Moderator Narcissist
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Discussion Starter #14
Sorry to hear, Joe... :( Glad to hear you weren't seriously hurt.
Thanks, man. Honestly, that is the best thing about this whole thing. I didn't get hurt that bad. I got lucky. I sooo thought I was gonna end up going through one of those side windows on the truck. And when I knew I was gonna smack the back corner of it I thought for sure I was gonna break my arm. But yeah, I'm totally greatful that, this time, I can carry one nearly 100%. I mean, last time I had a broke hand, a gimp ankle, and shreaded up knees so all that really sucked. This time I got a itty bitty carpet burn on my elbow and a bunch of sore spots...but that's it! :)
 

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Registered
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166 Posts
Sorry to hear about that...it's that kind of thing that scares me about riding bikes. Glad to hear you're ok, and the bike isn't too badly messed up. And I agree with everyone else - go ONLY to her insurance...let them go after HER for the deductible.
 

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sorry to hear about what happened.

stick to the insurance. just a week ago my friend had almost the same thing happen...

his bike was a 07 with 4k miles pristine condition. the guys insurance is replacing the bike, paying for his time off, paying for all medical bills, and a pain and suffering check as well. just a positive note for you :) maybe you can go for the same idea. insurance is great when you 'need' it. oh and since his bike was totaled out he's going to get the 08 r1 with the extra cash.

good luck with your deal.
 

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Moderator Narcissist
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Discussion Starter #17
Sorry to hear about that...it's that kind of thing that scares me about riding bikes. Glad to hear you're ok, and the bike isn't too badly messed up. And I agree with everyone else - go ONLY to her insurance...let them go after HER for the deductible.
Not too badly messed up? Pfftsh...as far as I'm concerned all the plastics need replacing now! I'll be damned if I'm gonna ride w/ some re-furbished junk on my ride...especially if I'm not paying! LOL

But yeah, as far as her paying directly, the only reason I was even considering it's because I have the impression that "Daddy's got money." She's only 20. They're from Tampa. Driving a new Excursion. And they've got a cabin in the mountains. So...if daddy's made of money and wants to save his little princess some insurance rate hikes...then sure...I'll gladly except his money! lol We'll see as soon as I get the accident report. I'm gonna give her a call and hit her up with the estimate, which I should have by then, and if anything feels off...I'll definitely be callin' her insurance company! I just didn't know if there might be any negative ramifications for not immediately dealing with her insurance.

:confused:
 

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Moderator Narcissist
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Discussion Starter #18
sorry to hear about what happened.

stick to the insurance. just a week ago my friend had almost the same thing happen...

his bike was a 07 with 4k miles pristine condition. the guys insurance is replacing the bike, paying for his time off, paying for all medical bills, and a pain and suffering check as well. just a positive note for you :) maybe you can go for the same idea. insurance is great when you 'need' it. oh and since his bike was totaled out he's going to get the 08 r1 with the extra cash.

good luck with your deal.
Dude...that's sweet..gettin' a new bike! But yeah, since I wasn't badly hurt at least we don't have the whole medical bill issue to deal with...that...and I'm just glad I didn't get hurt too bad! :laugh
 

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Deep Thinker
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927 Posts
Make sure you take your pain and suffering into account when you give her that quote. Daddy will pay it, too. Otherwise her insurance rates will be screwed when he buys her that Corvette for her 21st birthday.

Glad to hear you're OK, too. As someone with no health insurance, that's what scares me most.
 

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Moderator Narcissist
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Discussion Starter #20
Make sure you take your pain and suffering into account when you give her that quote. Daddy will pay it, too. Otherwise her insurance rates will be screwed when he buys her that Corvette for her 21st birthday.

Glad to hear you're OK, too. As someone with no health insurance, that's what scares me most.
Thanks, man. Yeah, I do have health insurance, but I hate dealing with that jacked up system...really. You're right though about my 'pain and suffering'. Obivously, it ain't worth a six figure law suit, but I think a few hundred or so on top wouldn't be asking too much, really!

Thanks for the idea!
 
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