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482 Posts
Discussion Starter #1
What company do you have?
How much do you pay?
What coverage do you have?
How old are you?
How dicked up is your driving record?


thanks james
 

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1,477 Posts
progressive
40$ a month
everything covered that can happen to the bike unless I wreck it (no comp)
27
a BS suspended license for no insurance no registration and a night in jail
(i rode my pitbike out into the street to give directions to a guy a big no-no obviously sad thing was i knew the cop was sitting there i was directly in front of my house)
i think i have 4 points
 

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My R6 eats you -->
Joined
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522 Posts
progressive
Started at $130 then to $170 now to $210
Full coverage
23, Colorado
1 accident back in 05', Improper passing(bump to 170) , and a reduced speeding ticket to something arbitrary?(bumped it to 210)

I just checked State Farm this morning and they quoted me $204

Anyone know anyone else who might get me cheaper?
 

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313 Posts
State Farm
$39/month
Full coverage same coverage as my cars(500 deduct. on collision, $0 deduct. on comp., towing coverage)
27 years old
Since I was 16 y/o....1 count "Too fast for conditions", 1 count "Disobedience to Traffic Control Devices", 3 counts Speeding @ +15mph over limit, 1 faulted accident w/2 totaled vehicles, no injuries. All older than 3 years so record is pretty clean right now.

State Farm has always been great to me. I do have State Farm MUTUAL. It is a little different than normal State Farm. You get the Mutual program if you have been with them long enough or were brought in by your parents, etc. The rates and coverage are better as long as you don't F it up too bad.
 

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Premium Member
Joined
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17,970 Posts
Geico
110 a month
Liability
21


Many tickets dismised, 1 red light, 3 speeding, 1 following to closely. i took the driver safety course once and am taking again pretty soon.
 

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288 Posts
nj rider 996 a year full coverage collision and comp.
21
driving record is pretty good.
 

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1,187 Posts
Allstate as of May
$985 yearly premium, $84 per month
Full coverage, $250 deductible
23 yrs old
I have 2 auto accidents from a while back

Btw, State Farm quoted me at $2880 yearly premium & Progessive at $1975.
How do you people get such low rates?
 

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40 Posts
Allstate as of May
$985 yearly premium, $84 per month
Full coverage, $250 deductible
23 yrs old
I have 2 auto accidents from a while back

Btw, State Farm quoted me at $2880 yearly premium & Progessive at $1975.
How do you people get such low rates?
we all sleep with our insurance agents...trade secret my friend lol
 

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482 Posts
Discussion Starter #15
guess i should have answered my own questions haha

state farm
$90
everything but collision
22
2points

i want collision but i cant find a cheap enough qoute.

but i havnt found that good looking of a insurance agent to sleep with either haha better keep looking
 

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Deep Thinker
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927 Posts
State Farm
$100 / Month
Full Coverage + Underinsured Motorist
$1000 Deductible on Collision
$500 Deductible on Comprehensive
21 Years old with a clean record.

Oh, and my 6 is my only vehicle. This does matter with many insurance companies, so I thought I'd add it in there.
 

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1,187 Posts
why do you think we "shop around" so much

ANDREW YOU TRY U.S.A.A.???
I have USAA for my car. Best insurance company ever! But they don't insure motorcycles. They just referred me to Progressive. I've had Progressive for the past year and found Allstate to be cheaper this year.
 

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75 Posts
I use Markel Insurance AKA Bike-line... I pay $996 pr/year....
Full Coverage
Roadside Assistance
Everything is included in my policy
21 years old, no points on license

They also give discounts for certain things such as taking the MSF course and having a permanent Anti-theft device such as a Lojack security system which I have. Hope this helps man...

I know a lot of people use State Farm but they were asking $3400 a year for the same coverage as I am getting now.... All I have to say is SHOP AROUND!!
 

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1,307 Posts
What company do you have?
How much do you pay?
What coverage do you have?
How old are you?
How dicked up is your driving record?


thanks james
$53 / month
Full Coverage w/ State Farm
20
Totalled a truck when I was 16 (my fault) but 0 accidents or tickets in the last 3 years.
 
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