My Bike Was Backed Over, Now What

1987 Views 25 Replies 19 Participants Last post by loserdude861, Jul 26, 2008

DesertRat

Discussion Starter · Jun 30, 2008

Long story short, my bike was parked in the street and was knocked over by a car. Lady is very nice and really sorry about it and will take care of it. I'm taking it to a dealer to get a quote to give the insurance company. Give them the quote, get a check. Sweet deal. Needs fairings and the whole front headlight assembly. Broke that right off the mount. I'm thinking I'll buy the parts and put it on myself. Use any extra money and maybe some of my own to put into it. Maybe some better then OEM fairings, or some rims, or something. What do you guys think? It's stock except for an HR1 exhaust.

1 - 20 of 26 Posts

FordForever

· #2 · Jun 30, 2008

Your are so lucky that she had insurance, and admitted fault. Glad to hear it is getting fixed.

PEnGUiN188

· #3 · Jun 30, 2008

You take pics and post them for us to see.

YamahaJoe

· #4 · Jun 30, 2008

i like ur idea do some of the easier stuff yourself take the extra money and upgrade some of those other parts you have been wanting

Bjizzah

· #5 · Jun 30, 2008

Sorry to hear, same thing happened to me last year. It was a b!itch to deal with but ended up getting 3K out of the deal. After you get a quote, they will prob send an adjuster over to double check the damage.

Make sure you tell the guy that it is ALL cosmetic damage and there is no need to TOTAL it. Also make sure that you do not do any work to the bike until you have the insurance check in your hand. I fixed up one of my fairings after the dealer quote but before the adjuster came, so i lost out on about $500.

They told me an adjuster came to the dealer to check on it but they didnt, im sure they play games all the time like that. Just make sure you get that check BEFORE you do anything.

DesertRat

Discussion Starter · #6 · Jun 30, 2008

Bjizzah said:
Sorry to hear, same thing happened to me last year. It was a b!itch to deal with but ended up getting 3K out of the deal. After you get a quote, they will prob send an adjuster over to double check the damage.

Make sure you tell the guy that it is ALL cosmetic damage and there is no need to TOTAL it. Also make sure that you do not do any work to the bike until you have the insurance check in your hand. I fixed up one of my fairings after the dealer quote but before the adjuster came, so i lost out on about $500.

They told me an adjuster came to the dealer to check on it but they didnt, im sure they play games all the time like that. Just make sure you get that check BEFORE you do anything.

Thanks for the tip. I sure don't want my bike totaled. I wont fix a thing until I get the money first.

What should I upgrade though? I was thinking maybe switching to black fairings. Maybe some rims. New levers. Seems like an okay idea but I can't think of something I hands down need to do.

jrmul

· #7 · Jul 1, 2008

Whoo, sounds like me, actually. My bike got backed into by my coworker last month. He immediately admitted fault, got his insurance to pay for it, and I'm already back on the road...

Or, at least, that's what I'd like to say. Watch out for the insurance company's adjuster. They can and will try to screw you over on every dollar possible. I've spent the last month fighting with those bastiches, and only just now finally got a check from them (I'm hoping to have my ride back by Thursday.)

DesertRat

Discussion Starter · #8 · Jul 14, 2008

Update, I finally got a quote from the dealership. Over $5k!!!! Can you believe that!? Just from being knocked over. I'm so happy I don't have to pay this. :YEA
it's so expensive due to scratches on the gas tank and swing arm. Those are expensive pieces apparently. Stupid me picked it up from the dealer before the adjuster saw it, so now I have to take it back to let them look. Probably wont be that much money. I'll try to get some pictures up here soon. With this much money, I'm maybe thinking about selling it for whatever I can and buying a newer one....but a custom paint job would look killer. I love this problem of mine. :lmao

LextacySC

· #9 · Jul 14, 2008

I hate to say it, but that is going to total your bike. I am sure you can buy it back cheap and fix it up or sell if for more than you bought it back for. Track bike for you?

In most states anything over 60% of the value is a total.

DesertRat

Discussion Starter · #10 · Jul 24, 2008

4

Sure enough, they totaled the bike. Wow. The good news is that they paid me way more then I bought it for. So, I guess I'm going to be looking for a new one. They took it before I could get any real good pictures, but I did manage to get a few close up ones. Any advice on what bike to buy?

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PEnGUiN188

· #11 · Jul 24, 2008

Wow, how fast did she hit it? And did she run it over.

Congrats on turning a profit. lol

maxx rs4

· #12 · Jul 24, 2008

What the hell did she back into it with? A tank?

It's scary to think it could be totalled from being backed into.. Unless she did indeed back into it with a tank and continue to run it over.

Pretty sweet how things turned out though. Luckily she didn't take off or something!

zanatos1914

· #13 · Jul 24, 2008

Take her money - She has allot insurance and they will pay for everything ... Keep the old parts though - You can sale on Ebay or something

Bmanxer

· #14 · Jul 24, 2008

zanatos1914 said:
Take her money - She has allot insurance and they will pay for everything ... Keep the old parts though - You can sale on Ebay or something

I hate you...

jrmul

· #15 · Jul 25, 2008

zanatos1914 said:
Take her money - She has allot insurance and they will pay for everything ... Keep the old parts though - You can sale on Ebay or something

Actually, most of the time, the insurance keeps the bike to sell to salvage to help recoup some of their losses.

DesertRat, get yourself an 08 R6, man. You know you want to.

41Infantry

· #16 · Jul 25, 2008

how much to buy it back from the insurance company?

fyrefyter0143

· #17 · Jul 25, 2008

the gremlins got you ehhh sorry to hear bout it....get yourself something new:fact

varnaR6

· #18 · Jul 25, 2008

jrmul said:
Actually, most of the time, the insurance keeps the bike to sell to salvage to help recoup some of their losses.

DesertRat, get yourself an 08 R6, man. You know you want to.

Actually most of the time they end up over here in Eastern Europe and elsewhere in the world. They basically sell them outside of north america when they are in relatively recuperable condition. A lot of people here get their bikes from insurance auctions for non-american sale of totaled vehicles. Super cheap too even after including shipping!!

quito270

· #19 · Jul 25, 2008

sounds like everything worked out in your favor. get a newer bike.:YEA

BD's_R6

· #20 · Jul 25, 2008

I've got the Red 07 R6, but if I had bought an 08 I would get the liquid silver. It's bad azz.

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