Which insurance Company??
+1 for State Farm.Never heard anything about them, I am with State Farm and they have always been really cool to me.
Not from my experiences. Most seem to offer whatever you want. Ive received quotes that excluded comprehensive.most places wont insur comp and not collision and vice versa.
See what happens when you turn 25+1 for State Farm
$106 a month for full coverage... 22 years old and in Cali
Thats the same group that I have, haven't had any run-ins with em and hopefully I never will. Hope you get everything straightened out soon though!ING is the carrier, Nordic is the broker for hte motorcycles under ING.
Yeah, you're going to get screwed on that. If you don't have comprehensive on your policy, they will not cover you for a theft accident. They will still be able to claim that they sent your policy to you, which states, what you have. It will boil down to you basically not having it, regardless of what you say.So yeah....apparently EVERYTHING but collision, doesnt necessarilly mean EVERYTHING except collision. Which is the point im trying to argue against tomorrow with my insurance company.
Had some ****s try to steal my bike, jammed screwdriver into ignition, messed that up, they came back twice in 3 days (it got worse which is how I know) and now insurance is saying I dont have comprehensive which covers vandalism. Bullshit!! As I said above...EVERYTHING but collision, and last time I checked collision is all on its own, ie: not containing comprehensive.
I attempted multiple times to obtian poilicy coverage options from my insurance prior to insuring the bike this year...never got that. They sent me a pamphlet saying they offer house and auto insurance. Well, I requested again, policies on auto insurance and coverage options...again...same pamphlet. Well thanks morons, that sure filled me in there.
So yeah...im ****ed cause how the hell can I win against insurance company...
completley ragin right now...i need me a punching bag!!
Better think twice about that uninsured motorist. It costs me an extra $1.25 a month and it's saving my ass right now with my Hit-And-Run. I only just added it a month ago, too.With that said, I get liability/comp/collision. The only thing I exclude is uninsured motorist and medical.
Yeah, you're going to get screwed on that. If you don't have comprehensive on your policy, they will not cover you for a theft accident. They will still be able to claim that they sent your policy to you, which states, what you have. It will boil down to you basically not having it, regardless of what you say.
Sorry about your bike almost getting stolen, that f'n sucks. Glad that the damage you sustained is all you got, as sucky as it is. Because if it got stolen, without the comprehensive...you'd be ****ed.
Did you finance it? Normally the insurance company sends the policy to the bank to show that you have 'full' coverage on it. If not, the bank will contact you, letting you know. Maybe they can help?
x2 Uninsured and underinsured is one of the most important covgs you can get, and its not too much more like he is saying. when its not your fault, and you get ****ed, you will want the covg.Better think twice about that uninsured motorist. It costs me an extra $1.25 a month and it's saving my ass right now with my Hit-And-Run. I only just added it a month ago, too.