I'd be surprised if Honda actually set the suspension for a 200 lb rider. I had an '00 F4 and ended up replacing the stock springs with Race Tech units. The stock set-up was way too soft (I'm 205 lbs without gear). I think most of the time the big four (Hon, Kaw, Yam, Suz) set up their stock bikes for 160 lb riders, but that's total speculation.....
:cheers